The self-employed have a hard time getting a 58,000 dollar loan for the self-employed for private purposes. The reason is the uncertain income, which is often also seasonally low.
If the salary slip is sufficient for employees as proof of creditworthiness, the self-employed have to provide a lot of receipts with the loan for the self-employed 58,000 USD.
What makes lending so difficult?
With a personal loan as a loan for the self-employed 58,000 USD, it makes almost no difference whether a loan with or without Credit checker is applied for. With both types of credit, the credit opportunities are often more than bad. In the case of a credit without Credit checker, proof of a regulated and secure income is an essential factor in credit approval.
This is why it is very difficult for self-employed people to get a loan for self-employed people from abroad of 58,000 USD. Doctors and lawyers are an exception to these loans. This professional group simply requires a secure and high income, so that the chances of getting a 58,000 dollar loan for the self-employed are very high.
Loan for self-employed is refused – what to do?
If the loan for the self-employed is rejected at 58,000 USD, whether with or without Credit checker, there are only a few alternatives. This would offer private loans. Think of a financial injection from relatives or friends.
Of course, the process can then be secured with appropriate contracts. Another way to get a 58,000 dollar loan for the self-employed is for a second borrower (spouse?) To take the loan in his name. The loan amount could then be passed on to the self-employed on the same terms. This personal loan must also be contractually secured.
However, this second borrower must prove a secure income from a job. In addition, there should be a very good relationship of trust. Not everyone is offered their somewhat tense financial situation.
Loan for self-employed from private?
But if you don’t want to make your financial situation public, you can look at the platforms for P2P loans – loans from private to private. Smava and Auxmoney are the best known platforms where private investors are brought together with loan seekers.
The creditworthiness is not set as strictly as with banks, nevertheless it is required. The loan seeker creates a profile and presents his or her credit request for the loan for the self-employed in a comprehensible and trustworthy manner. But these private investors also make sure that the risk of default is low. In many cases, these platforms are visited for corporate loans, which are also profitable for the investor.
But these investors also know how difficult it can be for a self-employed person to borrow a € 58,000 loan. It is always worth trying, and it is free to try.
Save cash with a loan comparison
Anyone looking for a cheap 58,000 dollar loan for the self-employed should make a loan comparison beforehand. He can thus see how the interest rate and the term can change in his favor. But other important conditions can also be found in the loan comparison.
Think of free repayments and/or installment freezes. The borrower can also exclude expensive offers for his 58,000 USD for self-employed and compare all conditions transparently.
Credit checker is burdened – no credit?
Even workers who have a secure income but a bad Credit checker do not get a loan from a normal bank. The Credit checker-free loans are then suitable for this clientele. The money comes from abroad, where the Credit checker plays no role.
This form of credit is in the hands of loan brokers who are looking for a suitable loan for their customers. But if you cannot prove a secure income, you will not receive a Credit checker-free loan for the self-employed 58,000 USD. Unless sufficient credit collateral can be provided. Think of a property, life insurance or savings.
A second borrower or guarantor can also increase the credit opportunities. It is often the case that at a German bank these offers also result in a loan for the self-employed of USD 58,000.